2103 Mcculloh Street

*****$37,000 in built-in savings through Baltimore City Grants. ******Before we even talk about the house. This home stacks Vacant to Value, CHAP, Live Near Your Work, Buy Back the Block, and First-Time Homebuyer Incentive Program Grants.******* That’s real money working in your favor from day one, not wishful thinking. Now let’s talk about why 2103 McCulloh St actually makes sense for real life.

This is a fully renovated 5-bedroom, 4.5-bath home designed for flexibility. It works if you’re a first-time buyer who wants help with the payment. It works if you’re house hacking. It works if you have a large family. It works if you’re single and want space without wasting money. The layout allows you to live in the top wing while renting the other bedrooms, or to co-live comfortably with privacy intact. Two bedrooms have private bathrooms and can rent for about $1,000 per month each. The other two bedrooms can rent for about $850 per month. That’s income that offsets your mortgage and builds equity while you sleep.

If you don’t want roommates, this home still delivers. Five bedrooms give large families room to breathe, work from home, host guests, or co-live across generations without stepping on each other. Everything is brand new, move-in ready, and thoughtfully designed with open living spaces, natural light, and a modern kitchen that actually functions for daily life.

This is not a one-size-fits-one-buyer property. It’s a smart buy for anyone who wants options. Live alone in a big, beautiful home. Share it intentionally. House hack aggressively. Grow into it over time. The grants lower your cost. The layout gives you control. The income potential creates breathing room.

If you want a home that adapts to your life instead of boxing you in, this is it. Schedule a tour before someone else uses these programs.